2017 News and Media

Business Builder Loan Launched

Our new loan product with enhanced tailoring capabilities for all business needs.

The product suits both short- and long-term loan requirements with fixed or variable repayments and with access to funds from £10,000 to £500,000

Because of its malleable nature, features such as payment holidays, early repayment without penalties or loan extensions can be worked into the design. Use of funds can range between anything from a new vehicle or printing press to a new lease or shop. It also provides borrowers with certainty about the term of the loan and knowing the structure of future monthly repayments.

The product comes in addition to the lender’s existing revolving credit facility, which acts exactly like a traditional bank overdraft.

John Davies, director at Just Cashfow, provided some further details on the product: “We appreciate that businesses have diferent finance needs that reflect their growth plans, [such as] seasonality of income and a range of other factors.”

“This has driven the creation of our new product, along with recognition that professional brokers and intermediaries are ideally-placed to work with their business customers to design the most suitable loan facility.”

“We have taken on board feedback from existing customers and the brokers we regularly deal with. A strong theme has been that our revolving credit facility works really well when businesses have to prepare for inevitable bumps in the road that will impact their all-important cash flow. However, this isn’t always the ideal solution when capital expenditure needs to be made.”

“Seasonality of income was another strong theme. A lot of businesses know how this is going to impact them and would welcome the fexibility and relief that payment holidays can provide. Businesses rely on the expertise of professional brokers and intermediaries, and our flexible financial solutions will allow them to work with their clients to provide a tailored product.”

“The most successful businesses are ones that can quickly adapt to new challenges and opportunities, and our thinking is that our finance facilities should refect and encourage this. For example, if things change and a business has the ability to repay their loan early, why should they be penalised for it?”

For more information about BusinessBuilder

Date Issued September 2017.

Follow @justcashflowuk on Twitter for more like this.

Circle us on Google+

News and Media

Just scroll through the timeline for all our news and video.

2017

2016

2015

2014

  • Interview by Business Connections

    The Business Show 2014 Olympia

    Watch Now
  • Britain Means Business Interview

    John Davies talks about business funding

    Interviewed by Britain Means Business.

    Watch Now
  • Just Cashflow launches BDM recruitment drive

    As industry debates circulate about the value of the human touch versus technology, commercial lender Just Cashflow has proved its positioning on business relationships by prepping to recruit 8 more Business Development Managers.

    Read More
  • FeeRoller

    FeeRoller Launched

    For Professional Firms to cover late payment of fees to them OR for their clients so that they can pay their fees on time.

    Read More
  • With great funds comes great responsibility

    Alternative lenders such as Just Cash Flow are in a privileged and responsible position as we get to see the plans of businesses keen to invest and grow. Many are well thought out, based on...

    Read More
  • Education is key

    "Too many small businesses don't survive"

    Read More
  • MDDegree

    #MDdegree

    Just Cashflow's twitter interview with Bizitalk discussed whether a national qualification for company Directors should exist?

    Read More
  • So you want the cash?

    Then get credit worthy.

    Read More
  • A lack of knowledge can set alarm bells ringing

    Just Cash Flow PLC launched in the UK in early 2014. Marketing Director John Davies reflects on experience to date

    Read More
  • WageRoller Launched

    Just Cash Flow PLC has added a new product to its expanding portfolio of facilities designed to help UK businesses fund their growth.

    Read More
  • Just Cashflow smashes £3m milestone

    After passing £1 million in lending this June, Just Cashflow has now accelerated through the £3 million milestone in what is usually a quiet month for the industry.

    Read More
  • Financial Professional Show sponsor

    Just Cashflow has been revealed as the latest sponsor of the highly anticipated 2014 Finance Professional Show

    Read More
  • Just Cashflow hits £1m in deals

    Just Cash Flow PLC has announced it is celebrating its first million pound milestone, after only soft-launching in March.

    Read More
Insights Logotype

Insights is Just Cashflow's online resource and information centre for ambitious growing businesses.

It offers inspirational profiles, expert knowledge and more, backed up by a range of briefings, checklists and other information that we hope will help you to develop your business.

Read now