Media Hub | News | 2016

The BusinessPlus MasterCard Card from Just Cashflow

Just Cash Flow PLC has become Europe's first alternative lender to provide card access to business finance for use at point of sale.

Director, John Davies says, “We have put easy access to finance into the pockets and wallets of UK businesses. A phone call or a few clicks on your mobile will ensure you have the necessary funds.”

The BusinessPlus MasterCard Card from Just Cashflow has been launched.

The £25,000 pre-approved credit line* made accessible on the BusinessPlus Card can be used to help with day-to-day cash flow and has flexible repayments.

John Davies adds, “Today it's not enough to simply provide SMEs with much needed funds - they need quick and effective access to really help them manage their day to day transactions and cash flow. Cheques are rapidly becoming a thing of the past and our customers tell us what they really need is the ability to use the finance facility we provide at the point of sale.”

The BusinessPlus Card from Just Cashflow does just this by providing a line of credit as and when a business need it. It could be the expense of a delivery van breaking down, a sudden need for temporary staff or simply the need to order and pay for goods over the phone. You simply ask for the required amount to be made available on the prepaid card and you can then immediately pay the bill. You might decide to repay the money the next day or in two months' time - it all depends on your cash flow situation.

John Davies says, “We are anticipating strong demand for the card as even when SMEs are provided with finance it is difficult to get a business card as traditional banks want to see at least two year's trading history. Even then they prefer the discipline of providing a charge card that has to be repaid in full every month - not ideally suited to managing cash flow issues”.

“Many business owners use their personal credit cards to cover any cash shortfalls. However, mixing up your personal and business finances can lead to all sorts of complications; especially when trying to get an accurate picture of how the business is performing and when you come to file your end of year accounts and tax returns.

You can apply and have card approval on the same day and John says,” We are confident we can provide this type of flexible funding solution to businesses that really need it. This confidence comes from a combination of intelligently looking at the business and financial information available and the personal touch provided by experienced underwriters talking with the applicant about their own investment and plans for the business”.

“It is important for businesses to have same day access to funds to cover inevitable bumps in the road and to take opportunities. Often, there isn't time to arrange additional funding when a crisis hits or an opportunity presents itself”.

“UK business need help to invest and grow and the BusinessPlus MasterCard Card from Just Cashflow is designed to do exactly that”.

Elsewhere in the news...

What AltFi news has to say about BusinessPlus

Business Plus

The BusinessPlus MasterCard Card from Just Cashflow gives you access to these great benefits...

£25,000 pre-approved credit line made accessible on your BusinessPlus Card can be used to help with day-to-day cash flow
ProtectPlus - a free Legal and Tax 24/7 helpline to help to protect your UK business
EmploymentPlus - all the documents you need to comply with UK employment legislation

Follow @justcashflowuk on Twitter for more like this.

News and Media

Just scroll through the timeline for all our news and video.









  • Interview by Business Connections

    The Business Show 2014 Olympia

    Watch Now
  • Britain Means Business Interview

    John Davies talks about business funding

    Interviewed by Britain Means Business.

    Watch Now
  • Just Cashflow launches BDM recruitment drive

    As industry debates circulate about the value of the human touch versus technology, commercial lender Just Cashflow has proved its positioning on business relationships by prepping to recruit 8 more Business Development Managers.

    Read More
  • FeeRoller

    FeeRoller Launched

    For Professional Firms to cover late payment of fees to them OR for their clients so that they can pay their fees on time.

    Read More
  • With great funds comes great responsibility

    Alternative lenders such as Just Cash Flow are in a privileged and responsible position as we get to see the plans of businesses keen to invest and grow. Many are well thought out, based on...

    Read More
  • Education is key

    "Too many small businesses don't survive"

    Read More
  • MDDegree


    Just Cashflow's twitter interview with Bizitalk discussed whether a national qualification for company Directors should exist?

    Read More
  • So you want the cash?

    Then get credit worthy.

    Read More
  • A lack of knowledge can set alarm bells ringing

    Just Cash Flow PLC launched in the UK in early 2014. Marketing Director John Davies reflects on experience to date

    Read More
  • WageRoller Launched

    Just Cash Flow PLC has added a new product to its expanding portfolio of facilities designed to help UK businesses fund their growth.

    Read More
  • Just Cashflow smashes £3m milestone

    After passing £1 million in lending this June, Just Cashflow has now accelerated through the £3 million milestone in what is usually a quiet month for the industry.

    Read More
  • Financial Professional Show sponsor

    Just Cashflow has been revealed as the latest sponsor of the highly anticipated 2014 Finance Professional Show

    Read More
  • Just Cashflow hits £1m in deals

    Just Cash Flow PLC has announced it is celebrating its first million pound milestone, after only soft-launching in March.

    Read More
Insights Logotype

Insights is Just Cashflow's online resource and information centre for ambitious growing businesses.

It offers inspirational profiles, expert knowledge and more, backed up by a range of briefings, checklists and other information that we hope will help you to develop your business.

Read now