The debenture exchange offer document sent to all debenture holders by post explains why we are offering to exchange your debentures for new ones with a higher rate of interest and how to notify us as to what you want to do.
The new 3-year (2018) debenture has a fixed interest of 8.25% and the 5 year debenture (2020) has a fixed interest of 8.75%.
We believe these are very attractive rates compared to other products in the market.
As explained in the offer document it is very important to the development of the Group that this exchange takes place and we very much hope that you will continue the journey with us.
If you have any questions, please check our FAQs
However if your question is not answered or you have any further queries, contact us on 0121 233 3312